CFO Advice & Management Consulting for Small Businesses
- Cash-flow planning
- Budgeting and forecasting
- Profitability review
- Pricing and margin support
- Built on clean bookkeeping
You probably need CFO advice if…
- You have bookkeeping reports but do not know what to do with them
- Profit looks good on paper, but cash still feels tight
- You are considering hiring, expanding, financing, or buying equipment
- You are unsure whether your pricing is high enough
- You want to understand margins by service, project, location, or team
- You are growing but decisions are becoming more expensive
- You want a budget or forecast before making a big move
- You need better reports for a bank, lender, partner, or internal planning
- You want financial advice throughout the year, not just at tax time
What's included
Practical financial advice for owners who have the numbers and want help deciding what to do with them.
Cash-flow review
Money coming in and out, timing gaps, debt payments, tax obligations, payroll pressure, and seasonal cash needs.
Budgeting and forecasting
A simple forecast of expected revenue, expenses, cash, taxes, payroll, and owner compensation.
Profitability analysis
What is actually making money: services, clients, projects, jobs, departments, or revenue streams.
Pricing and margin advice
Whether your pricing covers labour, overhead, tax, owner pay, and profit.
Management reporting
Clearer monthly or quarterly reports that show the numbers you actually need to watch.
Growth and hiring decisions
Whether the business can afford a new employee, contractor, vehicle, lease, software, or expansion.
Financing and lender readiness
Financial information, forecasts, and reports organized for bank conversations or financing applications.
Owner compensation planning
Conversations around salary, dividends, draws, cash reserves, and reinvestment.
Peace of mind, knowing you'll have:
- A clearer view of cash flow
- A simple budget or forecast
- A better understanding of profit margins
- Pricing or cost concerns identified
- Monthly or quarterly KPIs to watch
- Decision support for hiring, spending, expansion, or financing
- A plain-language explanation of what the numbers mean
- Specific next steps, not vague strategy
How Numble's CFO advisory works
Start with the question
We identify the decision you are trying to make: cash flow, hiring, pricing, growth, financing, profitability, or owner pay.
Review your current numbers
We look at bookkeeping, financial statements, tax obligations, payroll, GST, debt, and recurring costs.
Build the analysis
Depending on the issue, we prepare a budget, forecast, cash-flow view, margin review, or management report.
Talk through the decision
We explain the numbers clearly and help you understand the tradeoffs.
Turn it into a plan
You leave with practical next steps, not just a spreadsheet.
What we need from you
You do not need every item ready. Most of all, bring the decision you want help with.
- Recent financial statements
- Bookkeeping file or QuickBooks access
- Bank and credit card balances
- Current payroll costs
- Debt or loan payment details
- GST and corporate tax obligations
- Revenue by service, client, job, or product if available
- Major upcoming expenses
- The decision or problem you want help with
Advice priced to the question
This works as a one-time session or as ongoing support, so pricing depends on what you need. If we already handle your bookkeeping, payroll, GST, or corporate tax, advisory fits in easily. Pricing depends on:
- One-time advisory session or ongoing support
- Whether bookkeeping is current
- Complexity of the question
- Forecasting or reporting needs
- Number of entities, locations, departments, or revenue streams
- Whether lender or investor materials are needed
- Meeting frequency
- Whether Numble also handles your bookkeeping, payroll, GST, or corporate tax
Book a CFO advice session
Bring one question or a few. We will help you understand the numbers and what to do next, with no obligation.
Book a CFO Advice Session Ask About Advisory SupportAvailable as a one-time session or ongoing, CFO-style support, whichever fits.
Good advice needs good numbers
CFO advice works best when the books are current. If your records are behind or unreliable, we may recommend bookkeeping cleanup first, so the advice is based on accurate numbers rather than guesses.
Advice sits on top of clean books
CFO advice questions, answered
What is the difference between bookkeeping and CFO advice?
Do I need a full-time CFO?
Can you help with cash-flow forecasting?
Can you help me decide whether I can afford to hire?
Can you help with pricing?
Do my books need to be current first?
Is this available as a one-time session?
Turn your numbers into better decisions.
Book a CFO advice session or ask about ongoing support, and we will help you understand your numbers and your next move.